Know what your insurance actually covers

Pick the check that fits your situation. CoverageIQreads your policy line by line and tells you, in plain language, what you have and where you’re exposed — across home, roof, commercial and construction coverage.

Homeowners

Dwelling, contents, liability and the gaps standard policies quietly leave open.

Is your homeowners insurance actually enough?Run this check
You might be underinsured and not know itRun this check
Your claim was denied. Here's how to find out why.Run this check

Roof

ACV vs. replacement cost, depreciation holdback, and why roof claims get short-paid.

Is your roof damage actually covered?Run this check
ACV vs. RCV: what your roof claim actually paysRun this check
Roof claim denied? Find the clause behind it.Run this check

Commercial

Property, business interruption and the coverage a growing business outgrows.

Does your commercial property policy keep up with your business?Run this check
If disaster closed your doors, would your income be covered?Run this check
The gaps that turn a covered loss into an uncovered oneRun this check

Construction

Builders risk, general liability, and the contract-driven coverage requirements in between.

Builders risk insurance, explained — and checkedRun this check
Does your insurance meet what the contract demands?Run this check
Where construction coverage quietly falls shortRun this check

12 coverage checks · Read the insurance guides → · Hail & roof help →